Category: Homeowner’s Insurance

How to Choose a Car Insurance Policy

Car Insurance PolicyWe may grimace when we get our premium notice for car insurance in the mail because there goes a big chunk of our paycheck.  But, imagine the consequences if that vehicle was stolen or involved in a collision.  You’d not only be heartsick over the criminal activity, but potentially you’d be injured and the car damaged or totaled as a result of the collision.
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What Type of Insurance Do I Need?

Types of Insurance

When you were a kid, your mom probably told you never to leave home without some Kleenex and enough change to make a phone call in case you got into trouble.  Back in the day, two dimes would do it, and maybe carrying an extra two dimes in case you fumbled and dropped the first pair and couldn’t find them.  Now most people carry a cell phone so carrying spare change is not a necessity, but the Kleenex…. well, that still makes sense today.

Just like being prepared with tissues or spare change for those daily little issues, having insurance policies in place will thwart most of life’s calamities and you will emerge from those times better for your preparedness.

“Fortune favors the prepared mind” -Louis Pasteur
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What Are The Types of Homeowners Insurance?

Types of Homeowners InsuranceInsurance premiums may sometimes seem to be the bane of your existence, but, think of the alternatives, if you had no insurance for your vehicle or/or home and there was catastrophic damage to either one?  Your home is probably your largest asset, and, without adequate insurance in place, quite possibly, your finances could be wiped out in a matter of moments.  You often hear stories of devastating tornadoes, and, in their aftermath, you view the shocking photos of a home with only the foundation remaining and a family gathered together looking at the devastation, but thankful that their lives were spared.  When you see devastation from a tornado, a fire – or even a robbery, having good insurance in place, will help to make you and your family whole.
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