Financial Advisor, Financial Services, Investing, Stock Market

How Does the Stock Market Work?

How Do Financial Advisors Make MoneyEveryone has questions about the stock market – how should they invest? How much money should they invest? How do they decide on which stocks to buy? All of these questions leave people wishing they had paid more attention in those economics classes in college! But while business courses prepare people for the theory behind investment strategies, they often do not touch on specific strategies at all. So, in order to make the most informed decision about where to invest those hard-earned savings, spend some time learning about how the stock market works so that money can work with the investor, not against them. For additional insight, consult with a financial advisor in New Jersey who can explain the ins and outs of investing for the novice investor. Continue reading

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Financial Advisor, Financial Services, Investing, Retirement

What Millennials Should Know About Retirement

Insurance Broker QuestionsThough the millennial generation is just starting to enter the workforce, they are a forward-thinking bunch. And with anyone who is looking to get ahead in their future lives and careers, preparing for a comfortable retirement is always a good practice to cultivate. However, college courses and economics classes often do not prepare students, now employees, for maximizing their retirement savings. To cut down on the myths, here are a few tips that financial advisors in NJ often give to their millennial clients.
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Financial Advisor, Financial Services, Investing, Personal Finance, Retirement

8 Ways to Retire Before 65

InsuranceThough practically everyone views the number 65 as the magical age at which they will retire and start living the life they always wanted to, who says that 65 has to be the precise age to retire ? Why not 55 or even 45? While many people may feel that retiring early, even by just a few years, is an unrealistic expectation, this definitely does not have to be the case. Instead, consider making a few small lifestyle adjustments that will have significant, positive financial impacts later in life.  Prior to consulting with a financial advisor in NJ,

consider the following eight steps which will help to save the most money for an early retirement.
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Financial Advisor, Insurance Brokers, Investing, Personal Finance

What Does a Financial Advisor Do?

Financial AdvisorIt’s hard to get your ducks in a row and set financial priorities when you are just getting started on a career, especially if you have huge student loans, which take a big bite out of your paycheck.  Plus there are other expenses that make it difficult to save for the future.  If you’re lucky, your employer sets you up with a 401(k) and continues to make contributions on your behalf – hopefully you are matching those contributions, and, if not, you’re setting a little money for the future, right?  Perhaps you’ve been savvy enough to plan for the future, and, have a nest egg above and beyond that small “rainy day account” for financial emergencies.  Or, maybe you live paycheck to paycheck and need someone to implement an investment plan for your future.  Finally, if you won that big Power Ball jackpot the last go around, it might be time to seek a consult with a financial advisor.  Whether your monetary status is too little or too much, a financial planner can assist you in planning for the future.
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